$ MONEY $, $ MONEY $, $ MONEY $


Money, Money, Money

It all boils down to money.  I have heard so many people make this comment.   It cannot buy happiness but, it is a necessary evil.  Yes, an evil.  Because while it can bring out the good in people, all to often it brings out the worst.  Not enough can bring out envy and strife.  Too much can bring out pride and arrogance.  Teaching your children about the value of money is a parental concern of course.  But teaching them the danger of money is one of the most important lessons you will give your children.  In teaching them about the ‘almighty dollar’ you can teach them about the Almighty.

God’s word has many passages concerning money.  God does not treat money as evil.  It is the world that has made it evil.  We need to be good stewards of our children by teaching them God’s views, priorities and standards on money.  Many times we simply read Bible stories to our children, but how often do we teach them a lesson that they can understand?   Here are two of my favorite examples on teaching parables concerning money.

1)
“The Widow’s Mite” Mark 12:41–44 This parable IS about sacrificial giving. I imagine this widow would have tithed her unemployment check, her welfare check and even her food stamps through a food pantry.  However, it is also about HOW you give.  The parable is also saying that “Putting on the Show” of giving is wrong.  Giving and doing for others should be between you and God and not for man.  When you give to impress others, that is your reward.  You’ve impressed them and that is all you will receive. PLAN SOME WAY OF GIVING WITH YOUR CHILD WHERE NO ONE BUT YOU AND THEY KNOW AND EXPLAIN “GOD KNOWS!”  Then ask them to ‘give’ where only they and God know. (See an early post for other ideas about Serving Others.)
2)
The Parable of the Talents” Matthew 25:14-30; Luke 19:12-28 This parable is about stewardship.  This can be a difficult concept for a child so I suggest a visual lesson.  The concepts are even difficult for some adults.   There are those that think their 10% is so little that it could do no one any good and they need every dime they have.  There are those that ‘tithe’ so much of their time in ‘duties’ at church that they give no money.  They fail to see how they fall into the category of the poor steward.

To teach your child a visual of how little God asks of them you will need three containers.

CONTAINERS: Banks, Jars, Envelopes, Zip Lock Bags (etc.)

LABEL: Help your child label each container

Words: 1) God, Later, Now
2) Church, Savings, Spending (etc.)

OR

Pictures: 1) Cross, Picture of Jesus, Church,
2) Piggy Bank, or picture of something they are saving for,
3) Dollar sign, picture of something they spend their money on each week

Then each time they receive money from an allowance, birthday gift, Christmas money or whatever the occasion (even if gma/gpa just hand them a dollar) teach them to FIRST put 10% in God’s container, 40% (or more/less) in savings container, and the balance in spending container.  To start your child off you may want to hand them four dollar bills and four quarters (or be a big spender and give them 10 one dollar gills).  When they put 10% (two quarters for $5, or one of the 10 one dollar bills), ask them if they see how little God asks of them.  Explain He does not require, but asks and that it is very little in comparison to what they have left for them.

NOTE: Pick a Sunday (each week, bi-monthly or monthly) and have your child remove the money they are tithing and place in a church envelope to take to church.  Teach them to quietly place it, face down in the offering plate.  Here is your chance to demonstrate how quietly the widow gave her mites.

SAVINGS: Maybe they want to save for Christmas gifts, the Fair, the School BookFair, a doll or Video game.  Maybe it is longer range savings like for a car or college.  What ever it is, you will help them if you DO NOT change the deal.  If they do not have enough at the time, then they need to WAIT FOR THEIR WANTS.  Of course you must use good judgement, and sometimes a parent does NEED to step in and help when it’s a NEED and not a WANT. Our policy was we paid for their NEEDS just as God supplies our needs.  We also saw to their wants as rewards.

SPENDING: DO NOT get in the habit of loaning them the balance of what they need at a store because they are ‘short’ for something they WANT.  Tell them they will have to wait.  Also, teach them the joy of saving by using coupons, watching for markdowns. Again, use good judgment and always be there for a true NEED.
ASK YOURSELF: I always asked my girls ‘why do you want this’?  If it was because ‘everyone is wearing them or has them’  BUZZER – Wrong Answer!  Make sure their wants, are THEIR wants and not peer pressure or fitting in with the crowd syndrome.   The bottom line is, you are responsible to GOD for what your child spends  their money on while they are in your home.  NEVER forget you ARE the parent.  It might be their money, but they are STEWARDS of it and how they spend it must be in accordance with God’s teachings.  I cannot tell you how many parents have said (in defense of their daughter/son wearing objectionable clothing, listening to objectionable music or playing unacceptable video games), “Well, what can I do? They used their money? ”   We are responsible for teaching them that everything we have is from God.  It is all HIS.  He asks for 10% back and you are ONLY STEWARDS of the other 90%.  You have to answer to Him for that as well.

Money – will it be a good thing, or a bad thing in your child’s life?



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Anchor “Mom”


Anchor Mom

Anchor Mom

Wow, I have not posted in a while.  In my defense my daughters were home.  My oldest from overseas with my two darling granddaughters, and my youngest was here from Montana.  She is expecting her first child December, 18th.   I have been busy being a MOM.   I commented about ‘always being a mom’ to Susan, a pastor’s wife, who gave me the title for this blog … ANCHOR MOM!  I do not know if she coined it, but I am borrowing it for my blog.

An “ANCHOR MOM” may be a mom, grandmother, aunt, favorite cousin … a school teacher, Sunday School teacher or even a neighbor.  They are the women God places in every child’s life to nurture and guide them in Him.  I normally HATE all the adjectives people add to the word Mom these days and have various appropriate answers like:

1) Stay at home mom – Really?  No, I am let out of the house as needed.
2) Do you work out side of your home?  YES, I work at church events, school events, I shop for groceries, do the banking, the official MOM taxi, laundry …
3) Full time mom – Uhm, should there be any other kind?
4) Domestic Engineer – do not EVEN get me started on this one
5) Homemaker – no, Chadwell Builders built my home.

You are getting the idea.   I finally close such discussions with, “is there anything wrong with just saying MOM?  Doesn’t MOM say it all?  Mary was ‘just’ a mom.”  When talking with mom’s I would say, “as well as being a mom what else do you manage?”  This is where you can talk about the additional career job, the care of elderly parents, etc.

MOM – says it all.  However, I am adding “Anchor” today.  These are the women that are always “MOMS”, even if they have no children of their own.  These are the “MOMS” who have been promoted to Grand-moms.  These are the aunts, the teachers, the neighbors, that see a need and heed God’s prompting and intervene in a child’s life.

God thinks a lot about Moms and places great value on mothers and women in His word.

Even in death Jesus looked down from the cross and thought of  His own mother’s needs.  John 19:26 “When Jesus saw his mother and the disciple whom he loved standing nearby, he said to his mother, “Woman, behold, your son!”

Naomi was a mother-in-law to Ruth that acted as a true MOM when she realized that Ruth still needed her mothering (Ruth 1:18).

You never stop being a mom, you just spread out your wings and gather more into the nest.

Sadly the world has devalued motherhood making moms feel worthless.  Some women fear motherhood and the loss of personal freedom and value.  Being a mom is not for wimps, cowards, or the selfish, it is for those whom God chooses.  If you are lucky enough to be chosen as a ‘mom’,  remember God uses His weakest vessels to accomplish His greatest works and He supplies all you will need.   For Christian women it should be the greatest honor to be a Birth Mom and/or an Anchor Mom.  Do not get caught up in the world’s opinion.

God places great value on you as a woman.  The Bible mentions weddings, names the girl and who her father was, thereby giving her heritage and establishing the lineage of Christ.  These women linked Mary to the house of David.  They were not ‘no-name’ unimportant females.  There was Deborah who was a prophetess and a judge (Jdg. 4:4), Queen Esther whom God used to deliver His people and of course Mary, the mother of Jesus.   God did not HAVE to bring Jesus into the world using a woman.  He could have just had Jesus appear with no mention of how He arrived.  There are many significant women that were important women in the Bible as well as moms.

Where ever God places you at this time is important to Him so do not bemoan your lot in life.  God has a plan and a purpose that changes with age.   I have raised my girls who are now moms themselves.  They still need their mom on occasion.  My husband still needs me :-D.  But, God is also placing me in full time work at a Christian bookstore.  Yet I still feel His leading in writing this blog; seeking publishing of my children’s books, parenting book and church youth musicals.  I have a full plate.  I am just filling it from a different buffet line.

Accept what God has for you to do today.  Do not begrudge, belittle, or let satan* lie to you about your worth.  Seek God’s will and enjoy the journey.

*satan – I know people capitalize the “S” but, I don’t.  I refuse to give him any status of importance.  He’s a snake, so satan, devil, etc. are lower case, as he is one.

Growing Up Too Fast


Growing Up Too Fast

I was almost run over today at the mall by a 10-year-old followed by a 6-year-old on her heels and a frazzled grandmother dragging behind.  My daughter and I were at the mall looking for shoes for her two daughters.  I have not been to a mall in many, many months and was way behind in my people watching, so as they shopped … I watched.

The grandmother looked frazzled, the two girls bored.    Both little girls were dressed very cute … for teenagers!  Dressing up is fun and there is a time and place.  But, this was not dress-up.  This was ‘who they were’.  It was a statement.    They had the lace fish net gloves heels (I could almost hear the pediatricians groaning over damaged growth plates), bootie shorts (yes, their little cheeks hanging out)  and accessories.   The 10-year-old was on her cell phone talking to a friend and it went like this, “yeah, I can’t wait for you to see the new shoes I got.  Yeah and I got a new outfit …”.  I think you get the picture.  It certainly explains the grandmother’s face.  Everyone that knows me knows I would have sent them in to change before going to the mall.  I often wonder why people want their children to grow up so fast.   The only thing that I think is worse is when their mothers dress like teenagers.

Sometimes I feel this generation has lost so much simplicity and innocence.  Remember Jesus said,

Mark 10:14 “Suffer the little children to come unto me and forbid them not, for of such is the kingdom of God.”

and in

Matthew 18:3  “Truly, I say to you, unless you turn and become like children, you will never enter the kingdom of heaven.”

I wonder if He is sadden that the children are not children any more?  I think as Christians we are expected to shield them from the world and to help them make the decisions of being …

a ‘peculiar people unto the Lord’

Deuteronomy 14:2 “For thou art an holy people unto the LORD thy God, and the LORD hath chosen thee to be a peculiar people unto himself, above all the nations that are upon the earth.”

“while walking worthy of their high calling.”

Ephesians 4:1-2 “I, therefore, the prisoner of the Lord, entreat you to walk in a manner worthy of the calling with which you have been called, with all humility and gentleness, with patience, showing forbearance to one another in love…”

Children can be raised IN the world and be successful, well liked, accepted and even popular without being OF the world.  I am not sure if the parents are so wrapped up in being successful themselves that they translate that into their children’s lives, or if they expose their children to much older environments and simply let them have their way when they want to act older.  You may recall a few months ago a heated controversy over moms and dads defending their little girls dance costumes and dance moves (click on the word ‘moves’ if you have not heard).  It is unbelievable how much denial is going on of parents over their parenting.  There is nothing wrong with trendy and cute but, giving up age appropriateness and rushing them into adulthood is not what God planned for our children.  Jesus wants us to become more like children as we turn to Him.  How can we explain our turning little children into mini adults? Why is everyone trying to copy Hollywood’s parents, lifestyles, etc. when they are all failing at everything but making money?  You will not be the most popular parent sometimes, but God did not put you here as a parent to be popular, or even well liked.  He put us here to be parents … good parents … examples for the worldly parents to follow, not for us to follow the worldly parents.

Now I Lay Me Down To Sleep …


Teach Your Child to Pray

My granddaughters are visiting from overseas this month.  It is amazing to see how much young children grasps these days.  I have had some interesting conversations with the four-year old. She has asked such interesting  questions including ones about God, Jesus and Heaven.   I cannot say it enough, start them young.   Children learn so much early on in life and can grasp far more than you realize.  You set their course and ‘patterns’.  Everything from keeping socks and shoes on, to baths, brushing teeth, combing hair, cleaning up toys and bedtime is a pattern you teach your child; something they get use to as the ‘norm’.  We also have to set their ‘patterns’ for their spiritual life early on.  I do not mean rituals or set in stone practices.  I mean raising them with God in their life daily. Times to Pray, to sing His songs, to read His word and to praise Him.

One of the most important parts of their life should be prayer.  From infancy children need to hear you pray and need to learn to pray as they learn to speak.  Many teach, “God is Great, God is Good” at meal time, or “Now I lay me down to sleep, I pray the Lord my soul to keep, if I should die …” at bedtime.  Not a fan of teaching children the bedtime one … “if I should die?”  OK, I understand the concept of wanting children to know God’s care, however, I believe they would better understand a different approach.  Teaching children to pray should be like teaching them to talk to you.  You know how you hate it when they ask the same questions 1000 times, or tell you the same thing over and over and over again?  Don’t you think God feels a little the same way about His children (which includes us adults)?

God wants conversations with us, not patterns and rituals.  When we teach repetition, when we use repetition ourselves, we are not communicating, we are programming.  There is nothing wrong with teaching your children those prayers, or the Lord’s Prayer (John 17:1-5) and Disciples Prayer (Matthew 6:9-13).  God gave us those in His word to teach us HOW to pray, not WHAT to pray.  Memorized prayers should NOT be the only way of praying your children learn.  Praying to God should be natural and real, not programmed or forced.  I know you have heard adults that when they pray you know what is going to come next.

“Dear God (or Heavenly Father, Lord, etc.), Father thank you for …. Father God bless this ….. Father give this …. In Your name Father.”

Same prayer every time.  I can think of a few that insert “Dear Father, or Dear Lord into every sentence about three to four times.”  Reverence is one thing, but repetition must be so tedious to God.  Do you think we bore God with our prayers?  Can you think of someone who when you talk with them the conversations are usually the same?  They go down their lists of kids, problems, wants?  God wants us to talk WITH Him, not AT Him.  Of course there will be some concerns you voice daily (maybe several times a day), but, could God press a button on a recorder and get the same message from you daily, or is it fresh and new as the day He has given you?

Our family grew up with Bible reading and prayer everyday (even if we missed the school bus) from The Child’s Story Bible by Catherine Vos.   We all knelt after dad or mom read the Bible and went around the room praying.  We learned to pray in conversation with God.  So when I had my own girls we always prayed in conversation.  They learned God is Great at the church preschool to pray as a group over snack, and that was great.  But, at home they learned to talk WITH God and not AT Him.  “Thank you for my favorite food … for mom that cooked it … for the dessert I see …”, is much more real coming from a child’s mouth towards Heaven then, “God is great” or “Dear God, bless this bunch as we munch our lunch” (one of my cousin’s favorites).   Talking with God is not a duty.  It is a privileged, a way to praise Him and help us grow to know Him.

When my children were little  the preacher called the children forward once a month to share with them before leaving for Children’s church.  After his little talk he would ask if one of the children would want to pray for them before they left the sanctuary.  One Sunday my three-year old walked over and took the microphone.  (OK, so shyness is NOT in our genes).  The pastor was a little surprised but handed her the microphone, (I held my breath), everyone was going ahhh.  And then she prayed.  Not God is Good … not Now I lay me …, but she just sweetly talked to Jesus, a real prayer in three-year old terms.  I do not remember word for word, but it went something like, “Jesus please take care of us, we love You.  In Jesus name.  Amen.”   She already knew to start by addressing WHO He was, JESUS.  She knew to tell Him she loved Him. She asked Him to take care of them and she knew how to close the prayer.  Honestly, that was not anything we did other than always praying in front of the children.  The Holy Spirit works in our children’s lives drawing them to Him.  Make sure He is the one at work in their life because if you leave the void empty, satan* will fill it.

Prayer … it’s talking with God, not at Him.  Are you talking with Him in front of your children and teaching them the great value of conversations with the Lord?

*satan – I know people capitalize the “S” but, I don’t.  I refuse to give him any status of importance.  He’s a snake, so satan, devil, etc. are lower case, as he is one.

Where Did the Gray Come From?


Notice there is nothing in between?

Where did the gray come from?  Are there gray areas in the Bible?  In today’s society we are taught to be politically correct and tolerant, there is no black and white, all is gray.  Raising kids in these times is a struggle.  The world is far more vocal in their life view than the church.  While the world agrees on some black/white issues like murder and stealing, the majority of the 10 commandments are so blurred in the eyes of the world that our children must be guarded with truth at home, church and everywhere in between.

Do you remember learning the 10 commandments at church and getting an award?  Again, we need to get back to teaching our children the basics.  Yes, the 10 commandments are Old Testament, and we are not saved by laws but, by His grace.  But, Jesus taught the Ten Commandments in the way He lived and talked.  Jesus said in Matthew 5:17-18,  ” 17Do not think that I have come to abolish the Law or the Prophets; I have not come to abolish them but to fulfill them. 18I tell you the truth, until heaven and earth disappear, not the smallest letter, not the least stroke of a pen, will by any means disappear from the Law until everything is accomplished.” We live our lives under adherence to these laws by God’s  grace.  We should teach our children the 10 commandments by the way we live.

Learning and teaching the Ten Commandments is too broad a concept for a single post.  I have written a much more expanded section on the Ten Commandments and added it as a ‘tab’ on my menu.  Even this is not a full understanding of all the Commandments encompass.

Can you name them?

THE TEN COMMANDMENTS
1. Do not worship other gods – what do your children see as your gods?

2. Do not worship idols – what are you teaching your children about worship?

3. Do not misuse God’s name – do your children see your CHRISTian walk, and does it misuse His name?

4. Keep the Sabbath holy – what do your children know about the Sabbath from your life?

5. Honor your father & mother – are your children learning to honor God by your honoring your parents?  Do they honor you?

6. Do not murder – are you teaching your children anger and murderous thoughts?

7. Do not commit adultery – will your children understand the sanctity of marriage from what they see in your life today?

8. Do not steal – are you teaching your children to be good stewards of the blessings God has given you?

9. Do not lie – has your child learned about truth and purity from your actions?

10. Do not covet – does your lifestyle and mindset show your children the difference between needs and wants?

The commandments must be taught to your children as patterns for their life and guidance for their attitudes towards others.  Do not wait for someone at church to teach them God’s truths.  You are their stewards.

Again, I encourage you when you have time to click on the tab above for the Ten Commandments and read further about teaching your children what God says about the Commandments.

*satan – I know people capitalize the “S” but, I don’t.  I refuse to give him any status of importance.  He’s a snake, so satan, devil, etc. are lower case, as he is one.